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It can be done. All across America, families are meeting a mighty financial challenge - the challenge of paying college costs with retirement potentially on the horizon. How do they do it? They go about it consistently; they also get creative.

By now, I imagine things are beginning to wind down a bit for everyone. Christmas has come and gone and now we’re getting ready to head into the New Year. Gifts have been opened, exchanges have been made and deal-seeking crowds have dispersed.

This year I have decided to make some New Year’s Resolutions. This was very difficult for me, because in the past I have not stuck to any of the resolutions I’ve made. I think that was because they were too hard. I mean, I had stuff on my list like “accomplish world peace” and “stop playing Angry Birds 24/7.”

It was 8:30 a.m. on Black Friday, and many residents of Kauai were still waiting in lines for the tempting sales being held at the island's few large retailers: Macys, Walmart and Kmart. However, more than 100 visitors were lined up with me to visit one of the local spiritual treasures – an anomaly among the usual visitor destinations of rugged coastlines, sunny beaches and resort hotels.

It’s that time of the year, when the rain comes and affects the playing conditions on the golf course. The three keys to playing golf in wet conditions are simply to stay dry, use more club and knowing the rules of golf for casual water.

Chris Read led all scorers with 17 points, and Ohlone College’s men’s basketball team took advantage of size mismatches all over the floor on its way to a 74-48 victory at Gavilan College on Friday night in Bud Ottmar Memorial Gym.

Inside San Benito High’s Mattson Gym the words “Home of champions” is written on the wall. Surrounding the painted words are banners and dates representing those past champions. But that phrase has never rung as true as it did in 2012.

Designs, style, materials and colors have evolved through the years. I remember mustard yellow appliances, Formica counters, narrow hallways and the dark wood casings of homes built in the ‘50s and ‘60s. The ‘70s ushered in earthtones complimented with grass paper on our walls.

The day of Dec. 22, 2012 will go down in the millennia-long history of the Amah Mutsun Tribal Band of Ohlone/Costanoan Indians as a day of healing.

How will bidding wars for homes play out in the coming year?